Thinking Wealth Pvt Ltd, incorporated in the Republic of Mauritius, granted a Global Business License under Section 72 of the Financial Services Act 2007 and an Investment Adviser (Unrestricted) License under Section 30 of Securities Act 2005. (“we”, “us” and “our”) is committed to protecting and respecting your privacy.
This privacy notice will inform you as to how we look after your personal data when you visit our Mobile Application (regardless of where you visit it from) and when you interact with us directly. It will also informyou about your privacy rights and how the law protects you.
The purpose of this privacy notice:
This privacy notice aims to give you information on how we collect and process your personal data through your use of this Mobile Application, including any data you may provide through this Mobile Application.
Our Mobile Application is not intended for children and we do not knowingly collect data relating to children.
It is important that you read this privacy notice together with the End User License Agreement so that you are fully aware of how and why we are using your data. This privacy notice supplements the other notices and is not intended to override them.
Thinking Wealth Pvt ltd is the controller for your personal data.
If you have any questions about this privacy notice, please contact the data privacy representative using the details set out below.
Contact details
Email address: support@thinkingwealth.ai
Changes to the privacy notice and your duty to inform us of changes
This version was last updated in January 2024
It is important that the personal data we hold about you is accurate and current. Please keep us informed if your personal data changes during your relationship with us.
This Mobile Application maybe integrated to third-party plug-ins and applications to develop and deliver our features. Usage of these features may allow third parties to collect or share data about you. We do not control these third-party Mobile Applications and are not responsible for their privacy statements.
Personal data, or personal information, means any information about an individual from which that person can be identified. It does not include data where the identity has been removed (anonymous data).
We may collect, use, store and transfer different kinds of personal data about you which we have grouped together as follows:
We also collect, use and share Aggregated Data such as statistical or demographic data for any purpose. Aggregated Data may be derived from your personal data but is not considered personal data in law as this data does not directly or indirectly reveal your identity. For example, we may aggregate your Usage Data to calculate the percentage of users accessing a specific Mobile Application feature.
However, if we combine or connect Aggregated Data with your personal data so that it can directly or indirectly identify you, we treat the combined data as personal data which will be used in accordance with this privacy notice.
We do not collect any Special Categories of Personal Data about you (this includes details about your race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health and genetic and biometric data). Nor do we collect any information about criminal convictions and offences.
We use different methods to collect data from and about you including through:
Direct interactions. You may give us your Identity and Contact data by filling in forms. This includes personal data you provide when you and/or your Company:
Automated technologies or interactions. As you interact with our Mobile Application, we may automatically collect Technical Data about your equipment and patterns. We collect this personal data by using cookies, server logs and other similar technologies. We may also receive Technical Data about you if you visit other Mobile Applications employing our cookies.
We will only use your personal data when the law allows us to. Most commonly, we will use your personal data in the following circumstances:
Where we need to perform the services rendered by the mobile application, more specifically to
We may use your Identity, Contact, Technical, and Usage data to form a view on what we think you may want or need, or what may be of interest to you. This is how we decide which services may be relevant for you (we call this marketing and communication).
You will receive marketing communications from us if you have requested information from us, attended an online event with us or if you have provided us with your details.
We will get your express opt-in consent before we share your personal data with any company outside our Company for marketing purposes.
You can ask us or third parties to stop sending you marketing messages by contacting us at any time on support@thinkingwealth.ai
We may share your information with:
We require all third parties to respect the security of your personal data and to treat it in accordance with the law. We do not allow our third-party service providers to use your personal data for their own purposes and only permit them to process your personal data for specified purposes and in accordance with our instructions.
If you are located in the European Economic Area (EEA), you have certain rights under the General Data Protection Regulation (GDPR), including:
We may need to request specific information from you to help us confirm your identity and ensure your right to access your personal data (or to exercise any of your other rights). This is a security measure to ensure that personal data is not disclosed to any person who has no right to receive it. We may also contact you to ask you for further information in relation to your request to speed up our response.
Time limit to respond
We try to respond to all legitimate requests within one month. Occasionally it may take us longer than a month if your request is particularly complex or you have made a number of requests. In this case, we will notify you and keep you updated.
We do not transfer your personal data outside the EEA
Whenever we transfer your personal data out of the EEA, we ensure a similar degree of protection is afforded to it by ensuring at least one of the following safeguards is implemented:
Find and delete specific information. We offer tools you can use to delete certain information. For example, you can use Delete buttons to delete content you’ve posted to your account. When you delete content, it’s no longer visible to other users.
If you delete your account we delete your information, including the things you’ve posted, such as your images and status updates, unless we need to keep it as described in ‘Retention of User Data and Content’ Once your account is permanently deleted you won’t be able to reactivate it, and you won’t be able to retrieve information, including content you’ve posted. However, we delay deletion a few days after it's requested. A deletion request is cancelled if you log back into your echoes account during this time.
If you request that we delete your account or content, it may take up to 90 days to delete your information after we begin the account deletion process or receive a content deletion request. After the information is deleted, it may take us up to another 90 days to securely remove it from backups and disaster recovery.
If you delete your account:
Should you have any questions or concerns regarding data retention or deletion, please refer to our full Privacy Policy or contact our Data Protection Officer at dataprotection@thinkingwealth.ai .
echoes is committed to maintaining a safe and secure financial discussion environment. As a part of this commitment, we retain user data and content for a specific period, even after a user initiates the account deletion process. This retention is in line with our responsibilities as a regulated financial entity and is crucial for the protection of our community. Copies of your information may remain after the 90 days in backup storage that we use to securely recover in the event of a disaster, software error, or other data loss event. We may also keep your information for things like legal issues, terms violations, or harm prevention efforts.
User-generated content, including posts, comments, and interactions, may be retained for 90 days after an account deletion request or may be longer. This retention allows us to:
We may also preserve information from accounts that have been disabled and content that has been removed for violations of our terms and policies. If we disable an account for violating our terms or policies, we preserve information about that user to prevent them from opening a new account. We also might preserve some of your account information as part of our review of suspicious activity. This includes any suspicious activity associated with our financial products, like suspected money laundering or terrorist funding.
Please be assured that we take data privacy and security seriously. Access to retained user data and content is strictly controlled and used solely for the purposes mentioned above. We follow stringent security protocols to protect this information from unauthorised access.
Your trust and security are of utmost importance to us, and we are committed to maintaining a transparent and safe financial discussion platform for all our users.
We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed. We implement appropriate technical and organizational measures to protect your personal data. We have put in place procedures to deal with any suspected personal data breach and will notify you and any applicable regulator of a breach where we are legally required to do so.